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First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Q	What Hollywood star made the first footprint outside Grauman's Chinese Theater?
A	Norma Talmadge accidentally stepped in wet concrete outside the building in 1927.
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Linda Quinn & The Quintessential Team, REALTORŽ, real estate agents and broker for Portland, Lake Oswego and Tigard/Tualatin Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Linda Quinn
Keller Williams Realty
17700 S.W. Upper Boones Ferry Rd
Portland, OR 97224
Office: 503-635-3301
Cell: 503-706-9187
Fax: 503-635-3309
503-706-9187
Email: lindaquinn@NUMBER1EXPERT.com
Linda Quinn has successfully represented buyers and sellers in the Portland Metropolitan Area since l976. She has earned the designations of Graduate of the Real Estate Institute (GRI), Accredited Buyer's Representative (ABR) and Certified Residential Specialist (CRS).

Less than 5% of the Realtors nationwide qualify for these designations. Selling and closing over 1,300 homes in her career she is a Principle Broker and closes an average of one house every 4 days

Linda was recognized as one of the top 15 brokers at The Hasson Company in 2006. In July 2007 she moved her license over to Keller Williams Realty Portland Premier where she represents you with expertise, education and experience. She is in business to be an indispensable asset to her clients before, during and after closing.

www.PortlandOregonRealestateforyou.com is brought to you by Linda Quinn & The Quintessential Team
NUMBER1EXPERTS™ in real estate for Portland, Lake Oswego and Tigard/Tualatin, Oregon, luxury homes, relocation

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