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Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Portland, Lake Oswego and Tigard/Tualatin real estate agents, we have the experience and track record you are looking for. Please let us help.

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Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Q	What famous American Lady has an arm length of 42 feet?
A	The Statue of Liberty
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Linda Quinn & The Quintessential Team, REALTORŽ, real estate agents and broker for Portland, Lake Oswego and Tigard/Tualatin Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Linda Quinn
Keller Williams Realty
17700 S.W. Upper Boones Ferry Rd
Portland, OR 97224
Office: 503-706-9187
Cell: 503-706-9187
Fax: 503-635-3309
503-706-9187
Email: lindaquinn@NUMBER1EXPERT.com

Linda Quinn has successfully represented buyers and sellers in the Portland Metropolitan Area since l976. She has earned the designations of Graduate of the Real Estate Institute (GRI), Accredited Buyer's Representative (ABR) and Certified Residential Specialist (CRS).

Less than 5% of the Realtors nationwide qualify for these designations. Selling and closing over 1,300 homes in her career she is a Principle Broker and closes an average of one house every 4 days

Linda was recognized as one of the top 15 brokers at The Hasson Company in 2006. In July 2007 she moved her license over to Keller Williams Realty Portland Premier where she represents you with expertise, education and experience. She is in business to be an indispensable asset to her clients before, during and after closing.

CRS GRI SRES REALTOR MLS Equal Housing RELO

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